I own 3 supermarkets in my city and i started this business before 5 years and i opened a merchant account and it is very useful in developing a business. I started with one supermarket and in this modern world most of the people use a credit cards and debit cards. So every business people use a merchant account for their business, it gives lot benefits in developing a business. Likewise i started with one supermarket and gained a profit with that supermarket and i save money using merchant account. if I has a liquid cash it will be used for a personal use and it will be lose for my business, but using a merchant account I swipe a credit cards the amount directly debited in my merchant account and by this process I will not able to use it for a personal use and it is only used for business purpose and it made me to expand my business one supermarket to 3 supermarkets. In my experience i have got lot of benefits using merchant account.